what is the best bank for mortgage rates in ny!!!!!! please help?

Question by someone: what is the best bank for mortgage rates in ny!!!!!! please help?
if you help i will be happy. also what is the difference between 30 years fixed and 30 years jumbo

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1 Comment for “what is the best bank for mortgage rates in ny!!!!!! please help?”

  1. "Mr. Mortgage" Jim Pen

    The first part of the question, best bank, no one is the best, all have similar rates and programs, there are many factors in getting the best rate. Your credit score, employment, cash and asset reserves, etc.
    The second part, a Jumbo used to start above $ 417,000 for a single family home. Now, it depends on the mean average pricing in your potential area, as well as the type of program you are going for. Some area’s are up to $ 729,000 for conventional before going to Jumbo. There are charts developed to calculate different area limits.
    Get the help of a direct lender who can guide you.

    Jim P “Mr. Mortgage”

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