Comment posted If someone has two health insurance coverage, how does coordination of benefits work? by Lori S.
If she has medical coverage on your auto policy, they will be primary for the accident. She will have to check her coordination of benefits on her health insurance policy to see if they will pick up any of the cost after the auto policy pays. Since her health insurance would pay less than her auto policy if they were primary, there probably will not be any additional benefit from her health insurance though.
Lori S also commented
- Auto coverage is NOT “health insurance.”
- Health Ins will always pay their allowed amount they have for that service after deductables and copays are met. Your secondary ins works the same way.but should pick up the remainder of the bill if your ded and copay are met with them. Always look at the allowed amount for that service if the Physician is not in their network then it was your choice not to go to a provider in the insurance network and therefore the provider can collect from you the uncovered amount if they informed you that they were not a provider for that insurance company prior to your appointment. What ever their car insrance worked out with your company with your consent is how the bill should be paid.
Recent comments by Lori S
- Why are certain credit cards that I have had not showing up on my credit report?
Your agreement with the credit card company has absolutely nothing to do with your credit report. Of course you still owe the money!Have you checked all three credit bureaus? Sometimes a creditor only reports to one. Some creditors don’t bother to report till you default. There’s no requirement for creditors to report good payment history.
You can have the two cards added to your report. The credit bureau will charge you. Check here: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm
- How Much Cheaper Are Loans And Mortgages For Bank Employees?
Bank employees definitely get a discount. Here in South Africa our interest rates at 10.5% and our banking staff, depending on which bank, gets up to 3% discount off prime. So I would suggest finding out from your human resources or personnel office what they offer. You won’t get a discount on the car but you should get a discount on the financing. - How Much Cheaper Are Loans And Mortgages For Bank Employees?
Rates are the same, but in some banks ( not sure about Barclays) employees get a price break on closing costs, like low or no Processing fees, low or no Underwriting fees…. but thats about it. - How Much Cheaper Are Loans And Mortgages For Bank Employees?
Neither. A bank employee wouldn’t be supplied with a car unless they are an higher ranking executive just like at any corporation.
Certainly they don’t get a 10% discount – they pay the same rates as everyone else. - Why are certain credit cards that I have had not showing up on my credit report?
Well, both should still be because one you just pay off last year, that should be on your credit report till 2012, and the one that you are still paying. I hope you are paying on time…because you should request them to report to the three credit card agencies. (this is the only reason that I can think of that they are not on your credit report). Yes, you are still responsible for this one you are still paying. Just because..you did spend the money, and I am very sure for definitely that this credit card company will report you to three credit agencies one you are late on your payment, which will ruin your credit score. So keep paying on time and request them to report to the credit agencies. Because that will only help you with your credit score due to your debt ratio is lowered, paying on time, and longer credit history. So to take action to request them to report to the credit agencies.
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