Does my mom need to purchase some form of insurance if she plans to start an alteration and design business?
My mom lives in Chicago, Illinois and plans on starting an alteration and fashion design business. I know that insurance is always needed when starting various types of insurances but we are unsure as to whether she needs to select some form of insurance for this type of business, specially since she’s starting it from home. As stated she lives in Chicago, Illinois. I would greatly appreciate any information and/or any tips and advice.
Thanks a million.
Tags: alteration, business, design, form, Insurance, Need, plans, purchase, Some, Start
it’s not required, but if she has insurance it would protect her in the event that she is sued.
Consider the couple sued for loosing a pair of pants. What if somebody bends over and her sewing failed. Some Chicago lawyer will figure a way to sue her for her client’s distress.
YES, she needs some insurance. The specific recommendation of a qualified agent who sells BUSINESS INSURANCE is recommended.
Ask them what do most tailors or alterations businesses get insurance for.
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The only insurance required by law, is workers compensation.
She probably needs to sit down with her local insurance agent, to figure out which coverages she WANTS to buy.
maddogg, Life insurance covers lots of different things. Since I’m from Alabama I’m not familiar with the Illinois laws and regulations, so I recommend you visit a local insurance agent. http://www.easylifeinsuranceguide.com/Illinois-Life-Insurance.html They should be able to assist you.