What is the best insurance company to get auto and home through in Ohio?
I want to get them both through the same company because they give you discounts rates. The insurance will be for two cars and include my wife on the account. Is there an easy place to compare rates?
Tags: Auto, Best, Company, home, Insurance, Insurance Company, Ohio, Through
I’m not sure but my dad says Allstate car insurance is good.
Nationwide.com
The big three companies are St. Farm, Allstate, and Farmers. If you don’t feel you need an agent try calling Geico and you may save some money. An excellent company based in Ohio is Ohio Casualty. All will give a discount for insuring both your home and autos. To compare rates try http://www.directoryinsurance.com. Remember that independent agents such as those used by Ohio Casualty have contracts with numerous companies and they can give you options. Companies such as St. Farm, Allstate, and Farmers have agents that write business soley for the company they work for. Keep in mind that agents represent the company they write business for not the client.
Erie Insurance. They sell insurance through independent agents, which is the best way to compare rates AND COVERAGES. You can’t just compare rates, as you can always get a cheaper rate by dropping coverage.
We had Allstate for several years and when we purchased our new home and car, we decided to compare rates. Allstate was the highest. Nationwide was okay, but they required a membership to the Farm Bureau to get their rates??!!?? We went with State Farm. We got more coverage for less money than any other place we compared.
Farmers
They have unique auto policies to ensure adequate coverage, perks, and good discounts for package policies (e.g. home +auto).
If you’re not satisfied with that, try Liberty Mutual. They’re okay, but they do have good rates. Make sure to check your coverages for adequacy.