What are the chances of getting a loan modification through Saxon Mortgage even though I am current on my loan?
Grimface1 asked:
Tags: Companies, Current, getting aLoan, Lenders, loan modification, Loan Mortgage, Mortgage, Saxon MortgageI am current on my mortgage and I have never missed a payment. I have read that If I am behind the lender is more willing to work with me. Are those loan modification companies offering to assit with your loan modification legit?
most loan mods are based on NEED! You must have a HARDSHIP that is the reason for your Payment Distress! ie Job Loss, health catastrophe, Divorce etc…
They can smell a scammer who just wants to get a free ride off the taxpayer so be legit!
Edit: speaking of scammers….¡¡¡¡ I bet it originated in Nigeria!!