do you have to have a real estate license to sell reverse mortgages in california?
We live in California and want to know about each state. Mostly Florida and California.
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Having a license to sell any mortgage or be in the mortgage business depends on the type of license your broker has.
If your broker has a Department of Real Estate Broker’s license then you to have to be licensed by the Department of Real to work for this broker.
If your broker or you have a California Consumer Finance Lenders License, then you are not obligated to have a Department of Real Estate License.
I hope this has been of some use to you, good luck.
“FIGHT ON”
Mortgages are regulated at the state level. The type of mortgage rarely makes a difference unless you are talking about commercial vs. residential loans.
Check online to read up on the state regulations. Mortgage brokers in CA have to have a real estate license so you can assume that a reverse mortgage would fall under those regulations.