How does Progressive compare your insurance rates with top companies?

How is that possible? I’ve applied for Progressive quotes before (and wasn’t impressed at all), but how are they able to do that?

Insurance companies all have complex formulas that are used to calculate rates using several factors, including driving history, location, credit, household drivers, vehicles, etc.

Unless they have robots online that steal competitors’ bandwidth and automatically fill out the forms, it doesn’t seem possible. If that was the case, you would think other companies would block Progressive from abusing their servers.

Any ideas?

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