What are my options for health insurance with a minimum wage job?
I just graduated from college and working the same minimum wage while looking for a new job. I have no health insurance and can’t afford anything too much. What options are there that won’t hurt my financial income?
Tags: Graduate, Health, Health Insurance, Insurance, Minimum, Options, wage
I found an insurance plan I like.
I am healthy so I did not need a 0 deductible plan.
I also don’t mind paying out of my pocket for small things like a doctors visit.
I found Blue Cross/Shield plan.
Deductible was 3,400 / year.
That means that the first 3,400 dollars came out of my pocket.
Please note – I am very healthy, and never go to the doctor.
I just wanted insurance in case something catastrophic happened to me like cancer.
This plan costs lesss than a 1,000 dollars / year – yes a year!
If you go for this kind of plan, make sure you put the 3,400 in a savings account.
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None. Options that don’t hurt your income, are FREE. And health insurance COSTS.
Now, if you see a local agent, you might be able to buy a major medical policy, if you’re healthy, for around $50 or $75 a month – which is probably your best bet, until you find a ‘real’ job.