How i can i know about insurance? Especially at what value one should pay premium and what value insurer cove?

When we pay insurance what should be value of assets that is insured. Market value/ replacement value or written down value. And what value insurer reimburse?

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1 Comment for “How i can i know about insurance? Especially at what value one should pay premium and what value insurer cove?”

  1. mbrcatz17

    You need to sit down and talk with an agent who can explain these terms relative to the particulars of your situation. “Written down value” would be called, stated value. You’d have to check each policy to see which value the insurer would reimburse at.

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