How do loans increase the money supply?

I understand how interactions between banks and the Fed can increase the money supply through the sale/purchase of bonds. How exactly do loans from banks result in “new money”?

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4 Comments for “How do loans increase the money supply?”

  1. Viking

    When bank loan money to institutions, other banks,educational purposes,often it takes loans for itself,for new businesses, etc it charges high interest rates
    For ex: 100000$ @17% int fd 5 years
    results the bank having 17000$ more .

    In return bank also gives interest on Fixed deposits and its own loans.
    For Ex: 100000$ @8%
    banks end up in giving 8000$
    balance 17000$
    Sub: 8000$
    ————
    9000$
    may often be negative or equal balance in many cases.
    I Tried to make this as simple as possible .Hope you got your answer.

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