What do I have to do to become a insurance agent? What kind of license would I need & where do I get one?
I am thinking of becoming a sales insurace agent. What do I have to do to become a insurance agent? Where can I go to get my insurance agent license? What do I have to do to get my license? Please give me all of the information that you can.
Tags: agent, become, Insurance, Kind, License, Need, Would
What state are you planning on selling in? Insurance is regulated on a state level and the requirements vary by state.
to obtain a life/helath and accident insurance license you could do a search for a Primerica Agent in your area and they can assist you,but wathc out as they will probably try to sell you on the products after you become an agent for them (the sales agent I mean) also Prudential Insurance may help you
Check with your state insurance website – THEY have all the information you need. You need to pass a test, pay a fee, and find a company willing to let you sell their insurance.
it won’t help you chase down that hot sales guy you’re trying to stalk.
Like everyone else it said, depends on the state and what products you want to sell. The one thing no one else mentioned is that there will be a class required. Either a week-long or possibly a semester or two long. Then usually a state administered test. Also continuing education is required every 2-3 years.
I would suggest you talk to a local agent in your area. Either your local independent agent of the person who writes your insurance.
They can fill in the blanks for you…where to go…what to do…and “if
” this the career for you.
Before you go to the trouble of being an insurance agent, you need to clarify the type you wish to sell.
Next, study the subject well and know that Insurance Salespeople have to have very thick skin. You WILL get a lot of doors slammed in your face and phones hung up in your ear. Plus a few choice words from some.
If you are the type that “cannot handle rejection” select another profession.
Next is the compensation. Most insurance carriers pay “Commission Only” They “Advance” a partial commission based on the premium collected from your client. If the client drops their coverage before a specific time, usually within one year, (Six months for some) you will get a “Charge-Back”.
That means you have had your advance commission rescended because the client did not fulfil the required time limit. There are several other negatives but you get the picture.
You can make appointments over the phone from cold-call or “leads” but you cannot “SELL” over the phone. You must meet fact to face. If you are meeting a couple, don’t try your pitch to just one. They will ALWAYS say “well I like it but I’ll have to talk it over with my wife first” He’s not a professional seller and by the time he explains it to his wife over some pillow-talk, she’s in the belief you are selling a scam and won’t even give you a second appointment.
Get both parties in the room at the same time or excuse yourself. It’s a waste of time.
I’m not saying don’t do it, just be aware of the uphill battle to sell, and the downhill battle to keep your income that you earned.
so ok, the above have answered the question, but let me tell you, it is one of the hardest exams you will ever take, I have 2 degrees and it took me 3 trys to pass it..it would help, if you have a technical college in your area, to take the course..I tried to pass it on my own and ended up taking the course..you’d think you were trying to pass the bar to be an attorney..don’t know why it is so hard
hi check this link its good
http://insuranceadviceforyou.blogspot.com/
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