Can a person continue with Cobra insurance if they get temp work with no insurance?
My family currently has cobra insurance (the last 7 months) since my husband was laid off. He has been asked to come work a temp job that will not last long or provide insurance. By doing this will this disqualify us from being able to continue cobra with his former employer?
Tags: COBRA, Continue, Insurance, Person, temp, They, Work
As far as I know you can have Cobra for 18 months as long as there is no other coverage, and you are paying the premiums. I would still contact the insurance company that the Cobra is under and verify it, just to be on the safe side.
As long as your husband’s employer continues their health plan he has the right to continue the COBRA coverage for the next 18 months. Whether he is employed or not is not a factor.
A group health plan may terminate continuation coverage earlier than the end of the maximum period for any of the following reasons:
* Premiums are not paid in full on a timely basis;
* The employer ceases to maintain any group health plan;
* A qualified beneficiary begins coverage under another group health plan after electing continuation coverage, as long as that plan doesn’t impose an exclusion or limitation affecting a preexisting condition of the qualified beneficiary;
* A qualified beneficiary becomes entitled to Medicare benefits after electing continuation coverage; or
* A qualified beneficiary engages in conduct that would justify the plan in terminating coverage of a similarly situated participant or beneficiary not receiving continuation coverage (such as fraud).
If continuation coverage is terminated early, the plan must provide the qualified beneficiary with an early termination notice.