Comment posted What are my chances for a Wells Fargo follow up interview? by Steveliz W.
I never did the formal interview process with Wells, but speaking as a person thats done hiring (not with Wells), telling someone that “we’ll call you” isn’t usually great…but I could be wrong, cause like I said I didn’t do that whole internet, phone interview. But if you do get a one on one with the hiring panel, just be calm and confident. They aren’t expecting you to know everything about the banking world, just enthusiam towards customer service and hunger for knowledge.
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credit expert…
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- What are the chances of getting a loan modification through Saxon Mortgage even though I am current on my loan?
most loan mods are based on NEED! You must have a HARDSHIP that is the reason for your Payment Distress! ie Job Loss, health catastrophe, Divorce etc…
They can smell a scammer who just wants to get a free ride off the taxpayer so be legit!
Edit: speaking of scammers….¡¡¡¡ I bet it originated in Nigeria!!
- What is the procedure for loan modification?
I think first of all you have to contact your mortgage lenders in your area they can guide you the whole procedure for loan modification or other way is u have to find out some online mortgage lenders who provide loan modification.
The online mortgage lenders provide best services because there u have just fill up the form and after they will contact you.
I know one online mortgage lender who provide loan modification services from last 10 years. you can try this.
Good Luck…………!
- What is the procedure for loan modification?
The procedure for a loan modification varies depending on the lender and the investor on your loan. Most companies will put you through a qualification process as if you were refinancing your mortgage to determine if a loan modification will work for your specific situation. The bottom line is what type of hardship you are finding yourself in that is causing you to either be unable to make your payments or has kept you from making them in the past. I found some good information at the website listed below like a sample hardship letter, expenses form and links to some lenders application process for loan modifications. Good luck!
- What is the procedure for loan modification?
The loan will stay with your current lender, it will just be modified.
The first thing you need to know about a Loan modification or loan mod is there needs to be some sort of hardship or reason why you will be unable to make your payment. Divorce, job loss, adjustable rate coming due, bad or no renters occupying the residence. The are many things that can qualify you, just be prepared to prove it.
The second thing to be aware of DO NOT send any company money up front. These are scammers. We have a pre-qualification process and in most cases due to our long standing relationship with lenders we can pretty much tell you what the offer will be.
The third thing to look out for is anyone telling you to not make a payment to you bank. This will affect your credit poorly. Many loan mod companies will suggest this because it makes THEIR job easier. It is much easier to negotiate when someone is late. However, I am not interested in what is easy, I am interested in what is best for you and your financial future.
Our company can walk you through the process. It is very easy. There is no credit check, minimal paper work and no closing costs. Email me if you would like some more information.
You can do this on your own, but BEWARE you will spend several months negotiating and if you don’t get the deal that you are looking for, you are done. There is nothing else you can do. At that point you can not hire a professional because you have exhausted your options. Think of it this way:
You have one chance to fix your loan. Do you want to “try” to do it on your own or do you want someone who has years of experience, connections and legal help to do it for you?
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Post Published: 02 March 2009
Author: admin
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