What insurance compnay to take? Farmers or Safeco via independent insurance company?

So I need to choose whether to take Farmer’s insurance with $1430/year or take Safeco insurance via Independent insurance company with $1030. These are minimal prices for my cars with all discounts that i can get. Is there really big differences between those independent companies and farmers or safeco, Thanks in advance.

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3 Comments for “What insurance compnay to take? Farmers or Safeco via independent insurance company?”

  1. Tom Z

    I have always thought that the independent agent has a natural advantage because they are not just representing a single company. They can present other company’s products.

  2. car253

    Safeco is a good company. With that kind of savings I would take Safeco.

    Did that include a multi-line discount? or a multi-car discount? Ask them how to get those discounts for more savings.

  3. Smiling

    I’ve had safeco since 1998 or before. During that time, I had only one claim but it was handled easily and my rate did not change (accident was my fault).

    I looked at other insurance within the last 2 years and found Safeco to continue to be the best price.

    They also have my home owners insurance.

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