How do I get public liability insurance for a 2 day film shoot?
I am a director of a newly established video production company. We are shooting a live Jazz festival in Birmingham and will require public liability insurance. However the quotes I have found only insure annually ans are way out of our current price range. How/where can I get public liability insurance for 2 days?
Any input would be greatly appreciated.
You’re using the wrong agents.
You need to try some more INDEPENDENT agents. There ARE places where you can buy a “one shot” production policy, that would include all sorts of different types of liability – besides public – that you might need, to distribute or air your piece.
Production coverage, though, even for a “one shot” is going to run you a minimum premium of $2500. You can pack a lot of coverage into that, though, adding on for a camera/lights package if you need to rent, or trademark/infringment coverage, or editing access, etc.
The truth is, it’s not much more expensive for a year policy, than it is for a one shot. If there’s any chance you’d do a second piece, you’re better off buying it for a year.