what is it called when you switch insurances and were being treated for something not covered under new insure
health insurance
I remember when I got my new job and my old insurance company sent me a letter so the new insurance would cover my stuff. I had a gastric bypass under my old insurance that covered it. My new insurance has it written out of their coverage, but don’t they have to maintain the upkeep of my surgery. I need a small procedure. I live in Nevada.
Tags: Covered, Health Insurance, Insurance Company, insurances, insure, Mortgages, Switch, treated
it sounds like your insurance company excluded a pre existing condition, you need a guranteed issue plan, like one through an employer, or maybe set up your own group plan…
my office can help you set this up, 951-522-0176
Alan Bliss
a pre-existing condition. It was there before you were covered by the policy.
Every policy is different.
You need a small procedure? Have your dr contact your ins co and see if they would approve it. Sometimes they can be more persuasive
Pre-existing disease or ailment. Insurance policy covers uncertainties. Getting treated for a pre-existing disease is not an uncertainty.
No, they don’t have to “maintain” the prior policy’s coverages, and they don’t have to cover any followup of your surgery, especially if it’s specifically excluded.
Sorry.
Insurance is regulated by state, so Nevada may have some specific requirements. However, most are pretty similar, and you probably have a employer / self funded plan.
In Texas, they can exclude pre-existing conditions for a year. So they probably can. The exception is emergency treatment and stabilization for any emergency condition that develops.