i dont think so. they have certain administrative requirements and i think they do a brief background/health history check for pre-existing conditions. it took me 10 business days
Yes, the same day you enroll is the date your insurance is effective.
This is NOT the date of your application. There is NO WAY you would be approved for any legitimate insurance on the date you applied because they have to review your health history.
If you work with a local broker, the broker can often get the enrollment date back dated for COBRA (portability issues) but not because you need to see the doctor today.
yes – Medicaid, welfare health insurance – although it can take a month or more for your coverage to go into effect, it can go into effect retroactive to the date on your application.
Also, some employers’ group plans start the day you start work – which is the same day you enroll.
But you’re not going to find private coverage that goes into effect that quickly.
Next day is the soonest it would go into effect. They are correct in that it still needs to be medically underwritten, but you’ll be contingently covered. In other words, you’re covered if they later approve you. Not all companies do this though. Some will approved you after you’ve been approved or even 1st of the month following approval. United Healthcare does next day starts. Aetna can do it if you appy the day before the 1st or the 15th which are the two dates they start plans.
Coming full circle, if you need coverage right away so you don’t have a gap and you’re healthy you should have no problems. BUT, if you need it today to cover a trip to the emergency room then….you’re out of luck.
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No. It always has to go through underwriting first.
i dont think so. they have certain administrative requirements and i think they do a brief background/health history check for pre-existing conditions. it took me 10 business days
Yes, the same day you enroll is the date your insurance is effective.
This is NOT the date of your application. There is NO WAY you would be approved for any legitimate insurance on the date you applied because they have to review your health history.
If you work with a local broker, the broker can often get the enrollment date back dated for COBRA (portability issues) but not because you need to see the doctor today.
yes – Medicaid, welfare health insurance – although it can take a month or more for your coverage to go into effect, it can go into effect retroactive to the date on your application.
Also, some employers’ group plans start the day you start work – which is the same day you enroll.
But you’re not going to find private coverage that goes into effect that quickly.
Next day is the soonest it would go into effect. They are correct in that it still needs to be medically underwritten, but you’ll be contingently covered. In other words, you’re covered if they later approve you. Not all companies do this though. Some will approved you after you’ve been approved or even 1st of the month following approval. United Healthcare does next day starts. Aetna can do it if you appy the day before the 1st or the 15th which are the two dates they start plans.
Coming full circle, if you need coverage right away so you don’t have a gap and you’re healthy you should have no problems. BUT, if you need it today to cover a trip to the emergency room then….you’re out of luck.
NO
healthquotes.awardspace.info – here is my health insurance plan. As I remember they can provide such a service.