Can somebody please help. What are the loan rates for mortgages in California?
I was told for an FHA loan it is 6.25%. Someone else tells me that it’s 7% for a conventional and FHA. Is the rate different the higher your FICO score is?
0 down, FICO score 640, Debt $8900 car, $1000 credit cards, Excellent credit history, BK 2 years ago. Loan amount $245.
Excellent credit history since BK.
go to bankrate.com.
depends on your credit – best way to do it is to talk to a bank, a credit union would be good – the higher your credit score, the lower your rate – but that also depends on other things, like length of credit history, amount of credit…
yes it is
I am not sure how you can have good credit and a fico so low.
But, yes, it effects your available rate.