People get mortgages because they have a job and good credit, but can people get mortgages by only relying on?

their monthly income of their property and without a job?

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2 Comments for “People get mortgages because they have a job and good credit, but can people get mortgages by only relying on?”

  1. MasterPython

    Yes. But only on certain types of properties, commercial and some multi unit residential.

  2. Landlord

    I have not had a “job” for almost 20 years. 100% of my income comes from the rent I collect. That has only been true for the last 2 years though, I used to sell some of my property and reinvest it. I am only buying now because of the market.

    I have had no trouble at all obtaining mortgages and usually have 1 deals in escrow at a time. (only recently, I am grabbing as much property as I can get my hands on right now)

    You are simply self employed. Pay quarterly taxes in order to keep your income up to date.

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