Can I deduct the interest paid on my credit cards from my taxes?

I’m guessing it’s a big “no” but I think the rich people can deduct all sorts of interest paid, and though credit cards are hardly an investment, Lord knows my (way too high)% on $(waytoomuch) is the only interest I have to work with!

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3 Comments for “Can I deduct the interest paid on my credit cards from my taxes?”

  1. cowboybronco01

    No, a law that was passed about 11 years ago shot that down for alll of us…

  2. cindy_clown65

    Sorry you can’t. A lot of people refinance their homes and pay off card cards. If you can itemize you can take off your home mortgage.

  3. tma

    sorry, you’re right, its a big fat “no.” mortgage interest is allowed, as well as interest paid on money borrowed for investment purposes. the interest, or “finance charges” we pay on credit cards is not deductible.

    perhaps consider taking a home equity loan to pay off your credit cards. not only will the interest on this loan be a lot lower %, but it will be deductible.

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