How do I find last activity date on credit cards if it is not listed on credit report?
On my credit report it states that my credit cards were turned over to collection companies, however they state that my “last reported” is years after they went in default. They do not list when I actaully made my last payment. How do I find this out. It will be seven years this june (2009) that the last payment were made. But how do I prove it was the last payment if I have no records of it? Lost in flood of 2006 Binghamton NY
Tags: Cards, Credit, date, Find, last, listed, Report
This is a hard one because they are limitations on how long a creditor, etc is required to keep info on closed accounts…..seven years may be too long for them to have to keep records, if the card company you are referring to is still in business call them up and see if they have this info still — they may charge you for looking up such old info if they can in the first place but give it a try but if not there will be no way to prove anything