How can you forever waive credit cards’ annual fees?
I sooo wanna to close my credit cards that charge these annual fees, but that won’t be healthy for my credit (report). I asked for a waiver but that will be for this year only. These are debt-free cards, I want to close them the next time they charge me annual fees…Any suggestions?
Tags: annual, Cards, Credit, fees, forever, waive
don’t waste money holding on to cards that are costly you — close them!!!
It is healthier for your credit report to close unused accounts than to keep them open. If you don’t need the card, close the account. Prospective creditors don’t want to see a credit report with a lot of open unused accounts. It shows a potential for trouble later.
There are a lot of “normal” cards out there without an annual fee. Look at the American Express Blue for instance. With this one you can even have cash back or points for every dollar spent.
close all your cards and dont obsess with your Fico ( I Love Debt ) score.
The only time you need a high I Love Debt score is if you are planing to borrow lots of money and pay lots of interest.
Live on less than you make. Pay as you go and you can and will win with money.
Debt Free is Definitely the way to be!!