What type of health insurance covers everything from a bug bite to brain surgery?
Health Insurance
mrmarcellus2002 asked:
Tags: Cancer, Health Insurance, Insurance, Insurance Cover, Mortgages, Wondering What TypeI am about to buy my own health insurance and i was wondering what type of insurance covers everything possible. I keep hearing stories about insurance not payting for certain test or some insurance not paying doctors to check for somethings. I want insurance that will cover me if i happen to go in for cancer or anything possible. Also if you have any suggestion on any great insurance suppliers please let me know.
I graduated from medical and billing college recently, and it seems to me Blue Shield, Blue Cross covers more than any other insurance. But I don’t think there’s any insurance that doesn’t require a preapproval of some procedures before you get you principal doctors referral first. Look up insurances and make sure are well informed for all that each plan offers before making a final decision.
Sorry, but individual insurance, by it’s nature, takes into account that YOU are the risk factor, and not a pool of people. Therefore, ALL individual carriers, whether it’s Blue Cross or Unicare, has pages long lists of what is NOT covered by their plan. And I can promise you, bug bites aren’t covered!
Blue Cross is good, but it is also the MOST expensive carrier.
Make contact with an independent agent who represents all the major insurance carriers to obtain the best plans and price quotes. If you’re in Texas, please see: .
And by the way – the less your deductible, the more you will pay on insurance. If you put pen to paper, you will find you actually save money by having individual insurance pick up LESS of your health care costs. The proof is in the numbers, see: .
Good Luck.