How do u get insurance on a 2nd home/ vac property?

Home Insurance

Question by lipnmin: How do u get insurance on a 2nd home/ vac property?
We are in escrow buying a 2nd home (vac property) and are having a hard time trying to figure out what type of home insurance we need to get. Our current company is saying we need commerical insurance if we are going to rent it out. Whats the difference between them? We arent sure if we will rent it out. Help…?

Best answer:

Answer by Angie
Why don’t you get a standard policy now. If you do decide to rent it out in the future, you can revisit the issue with your agent then.

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Tags: 2nd home, Home Insurance, Mortgages, vac Property, whats the difference