To rent a house the landlord is asking for insurance for the pet if the pet bites someone?

Question by Michael F: To rent a house the landlord is asking for insurance for the pet if the pet bites someone?

Home Insurance

Home Insurance

Best answer:

Answer by My Take on It
You would have to call your insurance agent ( I would imagine you have car insurance ) and ask him what type of policy you would need to protect you from someone suing you because your dog bit them.

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8 Comments for “To rent a house the landlord is asking for insurance for the pet if the pet bites someone?”

  1. Bumblebee

    Renters Insurance w/ injury coverage. We have it with USAA.

  2. bdancer222

    Renter’s liability insurance.

    It’s a good idea to have renter’s insurance to cover your property anyway. If the property is damaged, your personal items are not covered by the landlords insurance.

  3. glenn

    Renter’s insurance often covers your liability for things like this. Ask your insurance agent about it.

  4. Tiny280

    General Liability insurance might also fit the bill. Your landlord would need to be named as an “additional insured” and the amount of the policy would depend on the value of that real estate and the landlord’s other holdings.

    The landlord’s concerns are justified in such cases, since an injured party could easily include the property owner in any lawsuit. He just doesn’t want to get dragged into any such litigation, or at least know that his legal bills, plus any rational judgment for the plaintiff, will be covered by the tenant.

  5. Age of Reason

    Purchase an umbrella policy for 1 million liability cost is 300 for the year. Your auto insurer or an insurance agent can help

  6. Janet P

    It depends on your breed. You can add a normal dog to renters insurance.

    If your dog is dangerous you would need to obtain a bond for it, as normal insurance is void if a dangerous animal is on the property.

  7. Classy Granny

    Renters insurance with a rider that covers any damage your pet does including biting someone

  8. Sam

    homeinsurance.awardspace.us – try this one. Got my home insurance from them. As I know they provide such a service.

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