What is the type of insurance that covers bodily injury and property damage to others?

Car Insurance

Auto Insurance

1: What is the type of insurance that covers bodily injury and property damage to others?
liability
uninsured motorist
comprehensive
collision

2: What is the type of insurance that covers you when you are injured by a hit and run driver?
liability
uninsured motorist
comprehensive
collision

3: Insurance is based on the concept of ________ and __________
profit and loss
risk and loss
risk and return
profit and cars

4: Which type of insurance is usually required if you finance your car purchase?
Medical Payment Insurance
Towing Insurance
Rental Insurance
Collision and Comprehensive Insurance

5: Which of the following is not a way that a teenager can save money on insurance?
Getting on his or her parents’ policy
Getting good grades
Driving penalties
Driver experience

6: Accidents that must be reported are ?
those that caused minor damage or harm
those that have been fatal
all accidents.

I didn’t study for this test (haha)

1-Liability
2-Uninsured motorist if you were a pedestrian
Collision if it’s a hit&run in your car
3-Risk & Loss
4-Comp & Collision
5-Driving penalties
6-All of them

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2 Comments for “What is the type of insurance that covers bodily injury and property damage to others?”

  1. Chickie

    1: liability 2: uninsured motorist 3: risk & loss 4: coll & comp 5: driving penalties 6: all accidents (according to the NYSDMV)
    References :

  2. Tori

    I didn't study for this test (haha)

    1-Liability
    2-Uninsured motorist if you were a pedestrian
    Collision if it's a hit&run in your car
    3-Risk & Loss
    4-Comp & Collision
    5-Driving penalties
    6-All of them
    References :
    State Farm Agent

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