If they had to treat a preemie, for example, what is a medical insurance plan that doesn’t pay for things consistently, doesn’t pay well, etc? If you were a doctor, what type of insurance would you NOT want to deal with?
When I shop for a home insurance I am always asked if my home is currently insured or if there are lapses in my insurance policy. Some companies outright refuse to give me a quote when I tell them that I haven’t had home insurance in the last 3-4 months. I am wondering why this [...]
Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such [...]
I’d like to know if there’s a law or rule (especially in California) regarding the time between the death and the life insurance claim payout.
Can i quit smoking one week before my insurance company medical exam and my test results be negative? If so, what happens if I die from lung cancer 20 years later? Will the insurance company protest or pay up?