Category archives for: Insurance Q&A’s

How has linking health insurance to employment had an impact on ordinary Americans?

Health Insurance

I mean besides worrying that if the company you work for goes bankrupt there goes your health insurance and the COBRA extension; Also, wouldn’t it be amazing if you could work the job you *want* rather than the one that offers the best benefits. Why do we still have this system as it limits self [...]

Can health insurance premiums be taken out of your gross income?

Health Insurance

My husbands employer has taken his health insurance premiuns out of his gross income which has made his gross income lower. Actually his premium was taken out pre tax. Now on his w-2 it doesnt show up at all as if he never earned it.

What car insurance company would be best for my situation?

Car Insurance

No accident for 5 years, no tickets for 3 years, excellent credit. So, what quality car insurance company only look back 5 years for accidents, 3 for tickets and weigh in good credit? My rate w/ State Farm just increased $15 and that’s BS.

How can low income people buy health insurance under the plan being voted on?

Health Insurance

If we are to have mandatory health insurance, how will low income people pay for it? I’m already struggling with what little I have now. I can’t afford to take on anymore. I know we can still go to our doctor of choice but, but again how will we pay for this insurance?? Also I [...]

What kind of life insurance is better for me, term insurance or permanent insurance?

Life Insurance

Is there any advantage to permanent insurance over term insurance or vis versa? I mean, basically it looks like term is the better deal because I can buy more death benefit for a lot less money, but permanent insurance gives me money with a death benefit. I’m in my late 40′s, have a wife and [...]

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