Category archives for: Loans

Student loan debt and qualifying for a mortgage…?

Mortgage

Question by N C: Student loan debt and qualifying for a mortgage…? My husband and I would really like to purchase a home this year to take advantage of the 2009 first time home buyer tax credit. We have a higher debt-to-income ratio because of student loan debt my husband acquired getting his MBA. In [...]

Get Auto Loan with bad credit?

Question by Looks: Get Auto Loan with bad credit? Can i get auto loan if i have bad credit? Best answer: Answer by JustLilOldMe There are a lot of auto dealers now that will finance you no matter what your credit is. Ideally you want one that will report your payments to the credit agencies, [...]

can I deduct college supplies, transportation, etc. from taxes even though I am on SSI?

College Loan

Question by samanthajdavis: can I deduct college supplies, transportation, etc. from taxes even though I am on SSI? I am on ssi but I pay for medicine co pays, college supplies(books,clothes, food), transportation, etc. I have my receipts but didn’t know if I could file taxes and claim deductions and get tax credits. Plus I [...]

Loans and Credit – Must Know Tips For Personal Finance

Loans

With the problems in the economy, a lot of people are having trouble with their personal finances. They don’t know where to turn and they don’t know what to do. This is because they find themselves with less money than they used to have.  But there are some general tips that anyone can use even [...]

Financing a car?

Question by electric_moonshine: Financing a car? A “bad credit” dealership told me that if I have $ 2k as a downpayment, they’ll be able to work with me w/o having to have a cosigner. Is it possible to get the same deal at a “regular” dealership as well, so I don’t have to pay outrageous [...]

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