Category archives for: Loan Q&A’s

What is best company to use for a business loan?

What is best company to use for a business loan? I have no credit and am building it. Me and 2 other partners have just started a business and are very successful at the business. I don’t have any credit and they have poor credit. We are trying to get a loan to increase our [...]

Any ideas for getting a loan with poor credit and without having to get a payday loan?

Loans

With the economy the way it is, I know it is really hard for someone with my credit to get a personal loan right now. Because of unforseen circumstances, I need to get a small loan quickly. Does anyone have any ideas besides payday advance lenders (I think these places are way shady.) Help! I [...]

Will those individuals who have defaulted on a student loan still be eligible for the 2008 tax rebates?

College Loan

Typically, those who have been forced by the recent economic factors to default on a student loan do not receive tax refunds. The refund dollars are applied to the loans. Will the same apply to the proposed 2008 tax rebates?

What happens if someone checks my credit for a loan while items are in dispute?

Credit Repair

I’m currently disputing information on my credit report at all three major credit bureaus. However, if I were to apply for a loan WHILE the items are being disputed, will I be denied the loan? Will my score be affected during the dispute process?

Does closing your credit cards affect your credit negatively?

I was going to close out some credit cards with of course 0.00 balance but I heard it will affect your credit and/or score. Will it do either?. I have a few with high limits and I don’t have anything on them and I thought if anything it would make my credit better. Please help! [...]

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