Category archives for: Loan Q&A’s

How long to get a home loan with no credit history?

How long of a credit history do you need to establish to be considered for a home loan? There is no bad credit history, just haven’t established credit with anyone.

Is there a charge for closing down your credit cards?

I have capitol one and best buy credit cards. Once i pay the full amount, is there still a charge just for closing the cards down?

How do I go about getting a first time home buyers loan?

My husband and I found a house and they’re selling it to us (without a realtor) for under what it’s worth. I have no idea how to go about getting a first time home buyers loan. We actually applied online for one of those preapproved things and because of my husband’s credit score, it said [...]

How long does take for a student loan creditor to report to credit bureaus a past due balance as finally paid?

Hi Experts! I am recovering from a hit to my credit report in the form of two consecutive non-payments on a small student loan. The loan bill was sent to my parents house who are retired and have been in Europe for the past 3 months so I don’t completely blame myself. However – I [...]

Can people with credit cards or loans interefere with your home if you dont own it and are paying it?

Question is for my father who wants to know if he can lose the house or get foreclosed on for owing money on credit cards, loans, etc if he doesn’t own the home and is still paying on it. Because we’re buying it, but we dont currently on it. He cares because its the house [...]

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