Question by wingslevel1977: Auto Loans–what is a good credit score? I know my credit score is horrible (540) and within the next 2 months most of the stuff will be taken care of on my credit report. What are dealerships looking for? I know they are looking for people like me to make money with [...]
Question by kburgess612: questions about rebuilding credit? I have past credit cards that are shown as charged off/delinquent/closed on my report. these were all taken to collections, i then finally paid them off. i now own 2 credit cards. one is secured through my bank. another is orchard bank, unsecured, helping me rebuild my credit. [...]
Question by jokar: Please help me…about personal loan? Hi..I am an international student, studying in USA for last 8 months. I have one checking, one savings, and one secured account (only two months old) with Wells Fargo bank. I do not have the required credit history yet. I also have capital one credit card ($ [...]
Question by Cacille: Question for Financial Advisors / Math Junkies, smartest way to pay college loans.? I owe currently about $ 55,000 in college loans. I pay just under $ 700 a month to 13 separate loans (All through Sallie Mae, some secured, some unsecured.). These loans have interest rates ranging from 3.5 to 8.5%, [...]
The debt statistics in the United States are frightening. Most Americans are aware of their own problems, but not how deeply in debt the whole country is right now. Many don’t know that the average citizen with a credit file is some $16,000 in unsecured debt. That doesn’t count mortgages, car loans or debts that have collateral attached to them. Knowing this number alone, it becomes easier to understand why consumers are seeking debt help and why banks are receiving record numbers of requests for debt consolidation loans.