Question by Jen: Inquiries on Credit report? I didn’t know before that even if I have no credit history/ credit score, the inquiries (when the lenders/creditors pull up a credit check on you) can show up on the report. People say that this can harm approvals for future loans/ credit cards…How long will the inquiries [...]
Question by Genxandy: How is it legal for employers to do a credit check on potential employees? It’s illegal to discriminate on a credit score, so how is it legal for employers to do a credit check? I knew an accountant who embezzled money from the company. She had excellent credit. So did those CEO’s [...]
Question by kburgess612: questions about rebuilding credit? I have past credit cards that are shown as charged off/delinquent/closed on my report. these were all taken to collections, i then finally paid them off. i now own 2 credit cards. one is secured through my bank. another is orchard bank, unsecured, helping me rebuild my credit. [...]
Question by jokar: Please help me…about personal loan? Hi..I am an international student, studying in USA for last 8 months. I have one checking, one savings, and one secured account (only two months old) with Wells Fargo bank. I do not have the required credit history yet. I also have capital one credit card ($ [...]
Question by Cacille: Question for Financial Advisors / Math Junkies, smartest way to pay college loans.? I owe currently about $ 55,000 in college loans. I pay just under $ 700 a month to 13 separate loans (All through Sallie Mae, some secured, some unsecured.). These loans have interest rates ranging from 3.5 to 8.5%, [...]