Question by RockStar: What are my rights as a tenant of a home in foreclosure? I live in Oregon and have been renting a home for almost a year. I signed a one year lease agreement. Shortly after moving in we received a notice that the home was in foreclosure. The landlord said we didn’t [...]
Question by : My mortgage company is messing with me. I have continually asked for a loan modification? I filled out all the proper information for they required but for some reason they continually are prolonging the process. it’s been over 4 months now and they have thrown every excuse possible at me. I am [...]
Question by Karen S: Can a creditor put a lien against my house for a loan my ex took out if I have Quit Claim Deed? I have a Quit Claim deed on my house, and prior to divorce, my husband took out a loan and secured it with the house. The loan was only [...]
Question by : when should i consider refinancing my home’s mortgage? our interest rate on our mortgage is 6.05% fixed what rate should we be looking for in order to decide we should refinance Here are some more details about our situation… Oustanding balance: 101,792 (beginning balance 111, 700, 30 yr fixed, 6.05%, paid one [...]
Question by questions: I am paying PMI on my mortgage. If my home value reaches 20% in less than a year can I refinance out of PMI? I am a 1st time buyer / new home owner who hasn’t even made the first payment yet “Sept. 1st”. I have PMI on my mortgage that I [...]