Archive for: March 12th, 2010

I have two mortgages. Is it possible to get one refinanced and not the other?

I have one main loan at 8.75% variable 3 yrs from now, and one fixed at 10.25%. Is it possible to refinance the variable and not the other? I do not have much equity in my house because it is new, so I suppose I wouldnt be able to get them combined.

What is the easiest way to pay down credit cards?

I have 6 credit cards. The limits are not too high, but they are all about maxed out. As the economy is so bad and I do pay more than the minimum each month, I still cant seem to get the balances down. I have a perfect rating with each one. Never late, never over [...]

To start a business, which is better private loans or investors?

To have an investors has a lot of benefits. They provide capital for the business to start in return for equity. But the problem is that shareholders can ruin the company or change the direction of the company and make it commericial. Shareholders can cause problems for the owner and loans are harder to get [...]

What are some tips for first time dental insurance buyers to avoid rip offs and scams?

never having bought dental insurance before can be scary, anyone have any tips to avoid misunderstandings, and high costs, and things like this ? Corporations clearly can trick people to get into their pocket books big time, so what are some things to look out for and avoid when you have never bought dental insurance [...]

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