Posts tagged as: Banks

Finding Bank Repo RVs at Auction

Mortgage

The best way to locate a repo RV is through making contact with a bank or other lending institution.  You may face some challenges getting to the right person who can answer your question, but be persistent.  Eventually you’ll learn what’s available and whether their auctions are open to anyone.  Ideally, you’ll find good bank [...]

Credit Card Charge-Off: What Does It Mean & What Should You Do About It?

Credit Card

What should you do if you simply don’t have the money to rescue the account from charge-off, or if the account has already been charged off by the creditor?

Bank-of-America-Loan-Modification-in-5-Easy-Steps

Mortgages

Go through all your application forms to verify all information that you filled in is correct and you haven’t made any silly mistakes and that you have everything because without it you may get a denial for your loan.

Can My Credit Affect My Chances of Getting a Mortgage?

By Tony Banks Your credit rating is one of the factors bank use to decide if you qualified to receive a mortgage. Your credit score in particular is used to decide not only if you qualify but also determines the interest rate you will receive. The score gives the bank an idea of how likely [...]

Can a Creditor Sue Me For Unsecured Debt? Yes! So Take Steps to Avoid That

By John Hurley You may be wondering “can a creditor sue me for unsecured debt?” The answer to that question is a resounding “yes.” Unfortunately, credit card companies and other debt holders can come back years later and try to get the money from you – plus compounded interest. Creditors are more likely to sue [...]

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