Posts tagged as: Better

Is it better for your credit score to close unused credit cards or leave them open with no balance?

I have several credit cards that I have’t used in a long time. Should I close these accounts or leave them open? How will it affect my credit score?

Is It Better For Your Credit To Have Several Credit Cards With Moderate Limit, Or One Card With A High Limit?

Credit Score

I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively [...]

Is it better to have your health insurance deductions taken out on a pre-tax or post-tax basis?

I am in a low tax bracket (15% I think) and my company offers the choice of having your health insurance payments taken out on a pre- or post-tax basis. I’ve heard that you pay less money in taxes if you get it taken out on a pre-tax basis, but if you get it taken [...]

I am trying to better manage my personal finances. What software programs would you suggest to use?

I have Quicken on my old computer. I heard of Microsoft Money Plus. Are there any other programs and which is the best. My finances are not too complicated (2 mortgages, few credit cards, car, insurances, condo dues). Any suggetions are greatly appreciated.

What is better for getting loan approved dealing with credit cards?

deleting small accounts and limitting to 2 or 3 or keeping accounts open. Speeking of 0 balance how about use. I heard not to use any for three months or something before applying for loan.

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