Question by kburgess612: questions about rebuilding credit? I have past credit cards that are shown as charged off/delinquent/closed on my report. these were all taken to collections, i then finally paid them off. i now own 2 credit cards. one is secured through my bank. another is orchard bank, unsecured, helping me rebuild my credit. [...]
Question by augy831: Did this collections person go “too far” ? I am behind in a auto loan, but had a verbal commitment to call Friday & set up a check by phone. A collections officer from the loan company called me AT work (even though I had written a letter asking not to). I [...]
Question by simplyrich: How can i raise my credit score if i have 6 accounts in collections and i am paying on a student loan? …it seems like going through a debt settlement, or consolidation, or negotiation is something I can do on my own, i’m just not sure if this will raise my credit [...]
What should you do if you simply don’t have the money to rescue the account from charge-off, or if the account has already been charged off by the creditor?
I was just wondering if someone can get a car or be approved for a car loan if they have past due credit cards and credit cards in collections? Nothing new or really nice like a BMW or anything but a used car. Please don’t say if you cant pay your credit cards you don’t [...]