Question by N C: Student loan debt and qualifying for a mortgage…? My husband and I would really like to purchase a home this year to take advantage of the 2009 first time home buyer tax credit. We have a higher debt-to-income ratio because of student loan debt my husband acquired getting his MBA. In [...]
Question by Stephen S: Is credit card debt considered an open account or a written contract? I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending [...]
Are you a credit card user? Do you use it excessively and are now in trouble because of mounting debt? I intend to inform you of some facts regarding credit cards and the debt that accumulates because of them. Hopefully this will help you.
Question by KarenB: What is better, debt consolidation loan, home refinance or home equity loan? My husband and I want to pay off some credit card debt; which is the better option? Best answer: Answer by David D There is some useful advice here. Give your answer to this question below!
Question by ZXZX: Has anyone paid off student loans with credit cards, or know of someone that has? Is it possible to turn federal student loan debt into unsecured credit card debt, thereby not having the IRS on your tail if one does not pay the credit card debt that was used to pay off [...]