Question by safford lifer: Refinancing home loan mistake? I recently recieved a loan from Capital One online to refinance my home. after they paid off my past Lein holder and credit cards they told me that they had failed to give me 3 full days notice of right to cancel. They quickly sent me Fed [...]
Question by jamie d: What happens when your parents mess up your credit score? I feel really bad for my boyfriend; His mother applied for about 3-4 different credit cards under his name to build him “credit” but instead of helping him, she massively messed up his credit score. He tried applying to finance something [...]
Question by Jen: Inquiries on Credit report? I didn’t know before that even if I have no credit history/ credit score, the inquiries (when the lenders/creditors pull up a credit check on you) can show up on the report. People say that this can harm approvals for future loans/ credit cards…How long will the inquiries [...]
Question by Scott W: how can i get a mortgage when I don’t use credit cards. I have NO debt.? I bought my first house, 5 years ago. paid every mortgage payment on TIME, never missed a payment. I bought a car and paid that off in 3 years. I sold my house last year [...]
Question by kburgess612: questions about rebuilding credit? I have past credit cards that are shown as charged off/delinquent/closed on my report. these were all taken to collections, i then finally paid them off. i now own 2 credit cards. one is secured through my bank. another is orchard bank, unsecured, helping me rebuild my credit. [...]