Question by Micah: What is a good credit card for a person with no credit history? I’ve applied for two student cards, one with Chase bank and one with discover, and have be denied a credit card both times due to lack of credit history. What is a card that will allow me to build [...]
Question by Jen: Inquiries on Credit report? I didn’t know before that even if I have no credit history/ credit score, the inquiries (when the lenders/creditors pull up a credit check on you) can show up on the report. People say that this can harm approvals for future loans/ credit cards…How long will the inquiries [...]
Question by jokar: Please help me…about personal loan? Hi..I am an international student, studying in USA for last 8 months. I have one checking, one savings, and one secured account (only two months old) with Wells Fargo bank. I do not have the required credit history yet. I also have capital one credit card ($ [...]
If you have ever missed a payment or gone over your overdraft limit then you will know about the expensive fees that you have to pay. One late payment can trigger a fee that puts you over your overdraft limit, hence leading to another fee. If you want to avoid spending money on bank fees then here are some useful tips to help you.
Question by Sheena: Should I cosign for my grandfather? I have little credit history. I only have an auto loan which my grandma cosigned for me. My grandparents own many properties and my grandfather is looking to purchase another one. He cannot get approved without a cosigner so he asked me if i would. My [...]