Question by Wendy B: Will credit score ever go up after defaulted student loans? Serious answers only please? I defaulted on my student loans. I’m repaying them now though. I was told by the student loan company that my credit score would go up, but have read many articles stating otherwise. It sounds to me [...]
Question by jenahfah: Closing a credit card account that is inactive? How much will it affect my credit report? I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is [...]
Question by Jen: Inquiries on Credit report? I didn’t know before that even if I have no credit history/ credit score, the inquiries (when the lenders/creditors pull up a credit check on you) can show up on the report. People say that this can harm approvals for future loans/ credit cards…How long will the inquiries [...]
Question by wingslevel1977: Auto Loans–what is a good credit score? I know my credit score is horrible (540) and within the next 2 months most of the stuff will be taken care of on my credit report. What are dealerships looking for? I know they are looking for people like me to make money with [...]
Nothing in life is perfect, and neither is the credit report system. You could be subject to inaccuracies in your credit or perhaps worse fraud. This may be an especially overpowering feeling, and you may be wondering, “How do I fix my credit report”. There are methods that are straightforward and fast.