Question by Twist: do certain things effect credit more then others? like for instance i found a couple tings when i checked my credit reports , i wonder how bad they will effect me. one was from 5 years ago and it was $ 4 i owed to the power company that i didnt realize [...]
Question by Kevin bagnowski: Do auto loans hurt or help your credit? I recently purchased a vehicle, on my credit report they saw my tv that is financed and it apparently dropped my credit quite a bit (under 700), it comes off as an unpaid credit card even though it was part of a promotion.. [...]
Question by Bryan: Can a private lender post to my credit report? I am buying 6 houses from someone who has a mortgage with a bank. But i am not getting a mortgage from a bank, he will hold the mortgage for me at a high interest rate. It’s like a rent-to-own deal. After 3 [...]
She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit [...]
There are many consumers who worry that requesting new insurance quotes could have a negative affect on their credit scores. When agents or insurers pull up your credit report, it creates an “inquiry” on your credit history. Inquiries can sometimes lower your credit score by a few points.