With the problems in the economy, a lot of people are having trouble with their personal finances. They don’t know where to turn and they don’t know what to do. This is because they find themselves with less money than they used to have. But there are some general tips that anyone can use even [...]
Most of the people show a very little concern for their credit score. They fail to understand its importance in the contemporary world. Suppose you are going through an economic crisis and need a loan to get out of it. When you approach the bank, the first thing they check is your credit score. As [...]
Question by HelloWorld: Can cosigning for friends college loan impact personal credit rating or score? I am trying to buy a house however my friend needs me to sponsor her college loan. If I signup to be her cosigner, would that directly or indirectly impact my creadit rating or score? I would like to help [...]
Question by Jen: Inquiries on Credit report? I didn’t know before that even if I have no credit history/ credit score, the inquiries (when the lenders/creditors pull up a credit check on you) can show up on the report. People say that this can harm approvals for future loans/ credit cards…How long will the inquiries [...]
Question by kburgess612: questions about rebuilding credit? I have past credit cards that are shown as charged off/delinquent/closed on my report. these were all taken to collections, i then finally paid them off. i now own 2 credit cards. one is secured through my bank. another is orchard bank, unsecured, helping me rebuild my credit. [...]