Posts Tagged ‘credit score’
Is your credit score determined per card or by your total available credit across all cards?
Alright... So I got two credit cards, both with $1000 lines of credit on them. If I were to charge an upwards of $500 - $600 on one card and not use the other, does the debt to credit ratio get calculated on a per card basis or is it reflected on your entire available credit across all cards? I am trying to increase my credit score and I was [...]
How Many Credit Cards Should A Person Have?
I know having too many is not good for a person's credit score and looks bad to those checking this credit. But not having any credit (such as cards) is not good either. So is it best to have more than one card?Related BlogsRelated Blogs on credit scoreNeed Knowledge About Free Credit Score - Read This | A Blog About ...Related Blogs on how many [...]
How Many Credit Cards Is Too Much To Affect Your Credit Score?
I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc. I am at a point where I want to increase my points and miles so there are some options. The [...]
How Do I Switch Credit Cards And Not Affect My Credit Score?
I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don't need these credit cards and I would like to cancel them and have this "possible credit" to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch [...]
Free Government Grants For Debt Relief – Beware of the Free Trials! Important Note of Caution!
True or Scam? Federal government grants that doesn't need to be repaid? My father always says "If something sounds too good to be true - it probably is". And that is exactly what I thought about free government grants too! Why on earth would the government or anybody else care about my debt? Federal Grants are not a scam! I was wrong! Some [...]
