Question by Wendy B: Will credit score ever go up after defaulted student loans? Serious answers only please? I defaulted on my student loans. I’m repaying them now though. I was told by the student loan company that my credit score would go up, but have read many articles stating otherwise. It sounds to me [...]
Question by jamie d: What happens when your parents mess up your credit score? I feel really bad for my boyfriend; His mother applied for about 3-4 different credit cards under his name to build him “credit” but instead of helping him, she massively messed up his credit score. He tried applying to finance something [...]
Question by jenahfah: Closing a credit card account that is inactive? How much will it affect my credit report? I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is [...]
Question by Neata: Where can I get a reasonable interest rate auto loan with bad credit? I’ve been quoted 18.99%? I’ve been quoted 18.99% on with a 630 credit rating. Is this something I should expect and suck it up and deal with it? Best answer: Answer by Benjamin B Hate to be discouraging, but [...]
With the problems in the economy, a lot of people are having trouble with their personal finances. They don’t know where to turn and they don’t know what to do. This is because they find themselves with less money than they used to have. But there are some general tips that anyone can use even [...]