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	<title>Insurance Loans Mortgages &#187; credit score</title>
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		<title>We have 1st mortgage fixed 7.75 and second mortgage ARM. Before my husband gets laid off, should I refinance?</title>
		<link>http://insurance-loans-mortgages.com/13495/we-have-1st-mortgage-fixed-7-75-and-second-mortgage-arm-before-my-husband-gets-laid-off-should-i-refinance/</link>
		<comments>http://insurance-loans-mortgages.com/13495/we-have-1st-mortgage-fixed-7-75-and-second-mortgage-arm-before-my-husband-gets-laid-off-should-i-refinance/#comments</comments>
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				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[ARM interest rate]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Equity]]></category>
		<category><![CDATA[excellent credit]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Refinance]]></category>

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		<description><![CDATA[Question by karliedee7: We have 1st mortgage fixed 7.75 and second mortgage ARM. Before my husband gets laid off, should I refinance? I don&#8217;t know what to do with the banks nad economy in such upheaval. My husband wants to refinance before he gets laid off. He&#8217;s afraid of the ARM interest rate will go [...]]]></description>
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