Question by : If I am renting a house owned by my parents, does their home insurance cover my personal property? I have renter’s insurance and I am thinking about cancelling since my dad’s homeowner’s insurance also cover’s personal property. Does his coverage only cover the owner? Best answer: Answer by accretion probablynot, I would [...]
Question by howlzatthemoon: Is landlord responsible for injurys suffered by a renter maintaining landlords property? Here’s the deal. After missing 3 days of work due to landlord not having my rented property plowed….now I get my hand chewed up by snowblower because AGAIN landlord didn’t have driveway cleared. Plowing was verbally stated not printed on [...]
Question by mickeytchs: I brought my home 1yr ago, I want to refinance, my mortgage was setup with a 1st and 2nd mortgage? Total I brought the house for 87000 and I owe about 85000 total between the two mortgages. First mortgage has an interest rate of 9.5% and the 2nd is about 12%. Is [...]
Question by gobble gobble: does a person have to buy homeowners insurance? Sorry if this is a dumb question. I am not planning to buy a house for a few years as I am still in school. The thing is I have a pet chow chow and I understand that chows are on the “black [...]
It is important that you protect your home against damage and loss; homes are expensive. These days, you can not get a mortgage loan without getting your home insurance first. The minimum coverage and the types of coverage you need to get is determined by the state where your home is situated. If you are shopping for a new home, here are some useful tips that will help you determine how much home owner’s insurance you need.