I have worked hard and now have spotless credit, and have paid off most of my credit card debt. However my existing credit cards have low limits and that is hurting my credit score. I was wondering if it is better to apply for new cards, or to request limit increases on my current cards.
Where do you apply for such cards? I haven’t applied for a new credit card in probably 15+ yrs.
I am looking to purchase a new home and wondering about the timing of the conforming loan limit change. Should I wait to put an offer in until banks reflect a change? Will this change take day, weeks or months? I found a place I like but am worried about loosing it. I already know [...]
If he applies with my sister would their income be considered together for the mortgage or would they both have to be able to qualify on their own? What happens if he passes away and he is the only one on the mortgage?