I am working on paying off my credit cards because I am planning to retire in 3 to 5 years. Is it ok to close out these paid up cards all at one time or does it matter?
I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively [...]
I am currently a student with several student loans out in my name. I have a good credit score but am only able to work part time due to school. I make enough money to cover monthly rent with my boyfriend. We want to get into a house but I fear my loans and low [...]
Also, I was already approve for a car loan, but I want to find a better deal. If I go and apply for several other loans, will my first approval become affected? What I mean is since I was approve for the first loan, will it change because I went to apply for another one?
I have tried to get a bad credit personal loan to consolidate all of these into one. Each paycheck I have to pay out $332 just to simply roll over my payday loans, I havent even begun paying them off. I barley make that much each paycheck to begin with. Does anyone know any other [...]