have been quoted 7.25% on a 30-mortgage on a fixed rate basis. Also was quoted 6.375% on a 30-year interest only payment schedule. Although this reduces the monthly payment, how does this pay off a mortgage? Does this require additional payments to reduce the principal?
I want to refinance my mortgage to decrease my monthly payments. I have heard some people suggest interest deferred loans. How do they work? What is their downside?
I have private health insurance from blue cross blue shield, I also get blue cross blue-shield from the work I do for the state. If I was to use the insurance from my work would it be a conflict with the insurance I privately have? I was told that they would cancel each other out [...]
My husband and I spend over 400 dollars a month on health insurance and we still recive bills in the mail that insurance will not cover. We’ve called our insurance company and they say it’s the way the dr’s office “codes” the bill. When we talk to the office they blame the insurance but we’re [...]
I own a business (LLC) with two other people. It is only us three; we do not have any additional employees. We pay for our health insurance through our business. Based on these facts, I was wondering how much I stand to save on my personal taxes. Is this a standard write off like any [...]